Neil Campbell, Philip Powers were doing well before they met Gary Michelson

People seem to be under the false impression that Neil and Philip made all their money off Gary. That is not true. Neil had nice homes in Manhattan Beach before he met Gary, so did Philip. They had nice cars and such before they met Gary. Philip was selling land in Costa Rica before he met Gary. His clients were making a minimum of 15% a year on these investments. They were very happy to buy the land from Philip. Neil and Philip had luxury cars before they met Michelson. Philip had been in the exotic car business for years buying, selling, transporting expensive exotic cars. Neil introduced Philip to Michelson so Michelson could make money. Michelson made money.

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